Buying a house can be confusing, so here’s what you need to know about down payments, and whether you’re ready to pay for one.
To qualify for the lowest 3.5% down payment on an FHA loan, you’ll need at least a 580 credit score or better. With a score between 500 and 579, you’ll need a 10% down payment.
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How to Get a Mortgage With No Down Payment | U.S. News – A zero down payment mortgage is not a good idea in a declining market. If you make no down payment and your home’s value goes down, you will be underwater (you’ll owe more on your home than it is worth in the current market).
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